2011年8月30日星期二

Say Goodbye to Kamen Rider OOO

Since September of 2010, Kamen Rider OOO has accompanied me for a year. In the year, I have been through my Foundation Life. No doubt, KROs is my favourate as it has been my first series that watching from begin to the end without missing any episode out.

At the beginning, I could not accept KROs' design. It is a Three Beasts Combination in one body which is divided into head, body and lower body by inserting three different core medals into the belt. The Tatoba combo is the default form as well as the basic appearance. When Eiji(main character) transforms, Tatoba combo mostly will be the first choice.

When the programme was running, many rumours about its final form. Something like W before, a final form transformation will be based on the default form which is saying that supposed it must be transformed into default form then only able to access to final form. Well, we were wrong.

Since the Purple medals appeared in the series, I had been expecting a final form which is transformed based on Tatoba Combo would be revealed soon. Unfortunately, it did not happen. Officially, KROs has no a truly final form. We were told that the Dino Combo was the unofficially final form as official final form is "all combo forms".

It doesn't make me sad at all. Finally this series has gone to the end. I can say that, KROs is one of the best series that I have ever seen. Hopefully there will be few of the movies is going to be released soon.

2011年8月29日星期一

Awaiting Competition

The OSK Investment Challenge is going to be held soon! I am so exciting to know about that! It's been a long time I have been waiting for this competition which is a investment competition open for all the university students.

The thing I am worrying about that is I will be off from the internet for awhile when this competition is started. This competition is to be held soon but the accurate date still remains unknown as probably I am home(Kuantan) when it starts off.

Now, everyone is more excited about the coming soon competition. Last year, I was losing almost all of my given capital when I started playing. In that rushing playing times (I was having classes when the competition started), I had only few choices to invest in. Nothing more, the stocks that I picked were not really performing well. Their prices were sharply tumbled. I sold off them emotionally without thinking well.

Second day, I was told that the competition was end. No doubt, disappointing for my performance. Anxiously selling off the stocks is dangerous act, though the market is going down, calm and collected are necessary.

With the lesson I have been through, the mistake will not be repeated again this time.

I have selected three stocks which will be invested during the competition. How well will be the selected stocks performing? We will find out soon.

2011年8月27日星期六

Start Off

Have you ever faced a embarrassing situation like no money in your wallet? I do believe most of us have. If you have not faced it before, congratulation! You are aware in financial planning.

I felt regret to be unaware in financial planning. Without a strong mindset to force, I can't even to save RM 1! It is difficult to survive without any money in pocket, even I have to borrow money from my housemates.

Put this aside. Let us talk about financial planning. In our daily life, most of us know how much we have spent monthly but not daily. Eventhough we know the amount but just a concept, not the accurate amount.

I had done some kind of thing before. Well, just lack of patience. I gave up on the half of the way until now. Now I only regret with I did. I should not be giving up easily. I can understand what is the feeling of "no money" now.

Start from now, financial planning is my essential in my life.

2011年8月26日星期五

Foundation Life

About 1 more week, my foundation life will be going to the end. It is unexpectedly that I have been staying here for 1 year and 3 months.

When I revise, I always be grateful that I am here and I am growing up because I am here. Before that, I could not speak English, I could not know what is stock market, I could not know what is the spirit of mentor and disciple...many I could not know if I was not here.

I did not expect I would have a extent trimester as I thought I was going through everything smoothly without staying back here. Everything was out of my reach when I attended my first tutorial class---Mathematics, a subject which I hated so much before I was a secondary student.

Mathematics has been my nightmare since form 2, and until now, sem 4. Well, I am not going to give up easily just because I hate it. The only way I overcome it is to start loving this subject. At least I still cope with it after I have been through three semesters, improvement was made by asking question frequently to my friends (I should call them as my comrades as we had fought and striven together), doing extra exercise though it was difficult to solve, and understanding the terms that was deemed to be important.

Unexpectedly and fortunately, I am able to solve the questions that deemed to be difficult for me. I want to thank my comrades for helping me a lot during my foundation life, though sometimes I was depressed because of Mathematics. Most of them are ongoing their degree courses now. I want to be one of them when this trimester started off, I made a wish. Now this wish would not be far.

Many things need to be recalled are too much. Also the people I want to thank are too much. The only way I repay is to graduate from university, get a degree certificate and make a great life. Goodbye, PJ foundation centre.



2011年8月24日星期三

Uncertainties are still remained

Due to the recent the US downgraded and Eurozone debt crisis, the investors are afraid of their investments would become a piece of paper. Yet their fears have given impact to the stock markets as mass of selling off have been ongoing and the gold price was hit to the high record while the investors put their remaining money on the gold investment.

No doubt, the US has no any idea but to print more money in order to boost the economy of the US that has been weaken since past decade. Also, a near zero interest rate policy has been approved and implemented until year 2013. In Euro, because of the default by Greece, the union has fallen into the debt crisis as the members have to spend hundred of billions to save Greece. But the European Central Bank(ECB) has made an remaining policy of Europe Dollar up to 2% interest rate.

I don't talk the ways of these two regions in policy-making. What I would like to talk is Malaysia. Malaysia was one of the most concerned market in the region. Yes, Malaysia was but is not for now. Since the year 1997's crisis, Malaysia tightened its monetary policy to avoid short-selling of the Ringgit Malaysia which Malaysia was hit and economy got damaged by the mass selling off of Ringgit Malaysia by foreign fund group(there was alleged that was Quantitative Fund, controlled by prominent investors, George Soros).

Until now, Malaysia remains same state as before as its economy growth eased and slowed, nothing improvement has been done. Government has launched a lot of infrastructure and construction projects to boost the economy. Well, this only benefits the GLCs. It doesn't work on expanding economy but it hits the property price to high record ever. Rather than that, government did nothing on other sectors like education. We do have many jokes in policy-making of education that whole Malaysians fed-up with their(policymakers) inconsistency.

In the stock market, most of the companies share prices are undervalued. Due to the stock market tumbled, many of the people are getting away from it. The daily-trading volumes are decreased to 30%, which only almost 300-400 out of 1000 stocks are being traded in daily. This data shows that people no longer believe in the official news or announcements as they rather to believe in rumours.

Still, weaken currency has hit the trading between countries especially exports. Malaysia relies on export as one of the main income of Malaysia. Not only ringgit but the US dollar is being depreciated rapidly currently until 1 dollar=RM 2.97. Domestics consumption is enough to spur the confidence of consumers.

I wonder why uncertainties are still remained and fluctuation currently. Do we have any medicine to recover back?



2011年8月19日星期五

Upholding the interest of people is priority

Current situation of politic and economy in Malaysia is not well, even worsened. Politic and economy have no own natural trends, all are human made.

For a many years we have implemented English in Mathematics and Science in our education system. There was prompting controversial when it was purposed, and it had been implemented straightly without any hesitating,though raising argument. After many years students have adapted it,another "good news" were come out by the education department---resuming old method. We were totally surprised by the decision of the minister, just a years the method was implemented, they changed their minds quickly, also with the decision was made.

Many people said that they (governors) only made decision by considering political affection and political interest. Upholding the interest of people was just a talk, a bullshit talk. Our generations are always being manipulated by the governors, affected by their decision, but did they think about this? No, they never. Who uphold the interest of people? MCA? UMNO? MIC? PGR? 54 years we have passed through,54 years we have independent, 54 years we have voted for them....

Economy part is the painful part. We do(did) have many prominent businessmen, engineers, doctors, scientists,actuaries, lecturers, politicians...but most of them are not in Malaysia, even they gave up their citizenship. Directly and indirectly, our economy slumping year by year, our talents running off from this country....

We feel pain. They supposed to be the parts of development of the country, they supposed to strengthen the country, and they supposed to contribute a lot in the country. Indeed they did, but not in Malaysia, though they are(were) Malaysians.

Does Najib resolve the problem? He doesn't. All what he did recently was just to show his will that he was willing to resolute the country, not only for his cliques.
I don't think he can survive in next General Election.

A few years later, we are becoming second Greece. Will we? I hope we won't.

2011年8月18日星期四

Rely on ourselves

My foundation (extent trimester) life is nearly to the end, about 4 weeks from now will be my final exam. Time passes by quickly, I have no realized I have been spending a lot of time in "planing and thinking" rather than "doing and acting".

Put the disappointment aside, actually I have achieved something in this trimester. My economy and politic view has been enriched through reading various internet sources and newspaper like Wall Street Journal.

From the perspective of me, I do believe that the capital market's condition in the U.S is getting worst ever than I thought. Not only me but majority of the observers couldn't agree more with it.

Too much of spending in spurring economy (the result is failed), the domestic consumption is declining (confidence of consumers declined due to the high rate of unemployment), and the most people fed up with it---politic infighting.

Like most of the countries, policymakers do not uphold the interest of public but themselves. The U.S' Congress deadlock had shown that people are getting difficult to live, and always combat with the high inflation but the Congressmen just uphold the interest of themselves.

These reminded me the situation of Malaysia. The governors always says that our economy is getting better growth every year, we are heading to become an advanced and high income country. Who are believing their words? Less than half of people will put high expectation on it.

Experiences tell us that we must not believe to the government's words, even their statistics, all could be lie.